You Need A Lawyer After A Car Accident When

You Need A Lawyer After A Car Accident When…

What will determine whether you need a lawyer or not is the severity of the accident you were involved in. In a fender bender situation where you have experienced minor or no injuries, you may not need a lawyer. This is because the insurance company of the at-fault party can resolve the minor car accident. But before you make the decision to not consult a lawyer, do some research and get some advice on how to move forward after a minor accident. However, you should get lawyer in the following situations:

  • The accident resulted in death or injury
  • There is a dispute about who caused the accident
  • Your injuries are preventing you from working
  • The at-fault driver is uninsured
  • Multiple vehicles were involved in the accident
  • Adjusters offer you a low ball settlement
  • You need to gather evidence for your case
  • When you want to file a lawsuit but a lot of time has passed after the accident

When An Accident Results In Death Or Serious Injury

You may need to file a claim with the insurance of the at-fault party if your loved one was killed or if you got injured in a car accident. No amount of money can replace your loved one, but the compensation amount can help with funeral expenses and help secure the future of the victim’s family. People injured in car accidents often face medical bills totaling tens of thousands of dollars.  The injuries may also make it difficult for them to go to work and earn wages. An experienced attorney can help you seek compensation for the losses you suffered because of the accident.

Determining The At-Fault Party In An Accident

You Need A LawyerDisputes about who actually caused an accident are not uncommon because it is the at-fault party’s insurance company that is required to pay you for your losses.  So the at-fault party’s insurance company may try to find evidence that their customer did not cause the accident in order to avoid paying you. However, it is possible that both parties involved in an accident share fault. Depending on the percentage of fault the plaintiff has in an accident, the plaintiff may or may not get compensated.   A car accident lawyer can review your case and help you calculate the amount you may get for your specific personal injury case.

When Adjusters Offer A Low Ball Settlement

The first settlement amount offer you get from the at-fault party’s insurance company is often lower than the amount you deserve. Do not accept to make a recorded statement when an insurance company asks you to do that.  Consult an attorney to help you estimate the amount of compensation you deserve. Your lawyer can also negotiate on your behalf with insurance companies, and represent you in court if the insurance company denies your claim or offers a low settlement amount.

The At-Fault Driver Is Uninsured

A significant number of drivers in Texas do not have insurance. Even if you have uninsured motorist coverage, it may not be enough to cover all the losses you incur in a situation where the other driver is uninsured.  Your lawyer can file a civil lawsuit for money damages against the at-fault driver, and help you find other sources of compensation. 

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